Your Partners for Tailored Insurance Solutions

Simple Steps, Lasting Security—Experience Personalized Planning with Our NAVIGATOR Experts

How We Work — 3 easy steps

Step 01 — Let’s Start with a Quick Call

Navigating constant change demands personalized insurance solutions. At West Harbour Insurance, we partner with you to understand your unique needs, goals, and dreams.

Whether for your family, business, or team, we offer a diverse range of insurance products. With tailored plans aligning with your goals, you can face the future confidently. et us be your partner, securing your life, business, and legacy with solutions that build a solid foundation for your future.

Woman on phone writing at desk

We’re happy to jump on a 15-30 minute call to confidentially discuss your situation. In that call we can help to determine the best NAVIGATOR consultation expert for you to connect with.

Step 02 — Book a NAVIGATOR Appointment

Three posters for "Navigator" 2025 by West Harbour Insurance, titled Life, Biz, Next with people in business, family, and agricultural settings.

During this confidential 1.5 - 2 hour NAVIGATOR appointment we’ll do a lot of listening and we’ll ask a few questions too. It’s a chance for us to get to know you and your current situation, so we can develop the best NAVIGATOR plan for you.

We will go away, do our due diligence and research and we will deliver back to you a NAVIGATOR plan customized specifically to your needs.

Knowledge is power. You can take the information away and make use of it yourself - or we can move forward and help you with a comprehensive insurance solution to meet your needs.

Step 03 — Live with Peace of Mind

With your personalized insurance plan in place, you can now live with the confidence that comes from being prepared for the unexpected.

Our commitment doesn't end with the creation of your plan. We continue to stand by your side, offering ongoing support and adjustments as your needs and circumstances evolve.

This means you can focus on what truly matters—pursuing your dreams, nurturing your family, and growing your business—knowing that you have a robust safety net tailored specifically to your life and goals.

Embrace each day with the peace of mind that comes from having a trusted partner dedicated to your financial security and well-being.

Cover of "2025 Navigator Life" by West Harbour Insurance, featuring diverse family and business images.

NAVIGATORlife

Designed for young professionals and families, NAVIGATORlife provides an opportunity for you to discuss your current situation and future plans with a NAVIGATOR expert. Your concerns will be heard and your levels of financial risk assessed. This personalized value-added plan will provide you with an overview of your current situation with recommendations for the best solutions to ensure financial security and peace of mind for your future and your loved ones.

  • Imagine a future where your aspirations are within reach, and your dreams are the guiding stars of your journey—NAVIGATORlife is here to help you chart that course.

  • With every step you take towards building a secure foundation for your family and future, your NAVIGATORlife plan will provide you with customized recommendations to transform those plans into reality with expert guidance.

  • As you strengthen the life you've built, NAVIGATORlife ensures that your achievements are protected, giving you and your loved ones the peace of mind to embrace tomorrow with confidence.

NAVIGATORbiz

Tailored for small business owners and farms, with 3 to 100 employees, NAVIGATORbiz provides an opportunity for you to discuss your current business risks and concerns that are weighing heavy on your mind. We understand how important it is for your business to attract and retain top talent. We also know how difficult it is to do that. We will listen, learn and will prepare a personalized solution to address your concerns. Where applicable we will offer group insurance plans and solutions to enhance employee well-being and retention while also safeguarding your business's success.

Cover page of 2025 Navigator Biz by West Harbour Insurance, featuring business people in meetings and keyword cloud with 'Benefits.'
  • Envision a thriving enterprise where your bold ideas and entrepreneurial spirit set the stage for success—NAVIGATORbiz is your partner to help turn those dreams into achievable goals.

  • As you lay the groundwork for a resilient and dynamic business and workforce, NAVIGATORbiz provides the expertise and tailored solutions to help you attract and retain the talent that fuels your growth.

  • Safeguard the legacy you're building with NAVIGATORbiz, ensuring your business thrives and your team remains strong, well-protected, and ready for the future.

"2025 Navigator Next" brochure cover by West Harbour Insurance featuring farming images and text for "A. Client."

NAVIGATORnext

Ideal for family-first farms and businesses, NAVIGATORnext provides an opportunity for you to confidentially discuss your concerns about transitioning out of the business or farm. We listen with compassion and caring. When we prepare the NAVIGATORnext plan we’ll address all of the risk and tax concerns that have been keeping you up at night. And, we’ll provide contacts and resources for further expertise as needed. Our ultimate goal with the plan is to focus on a succession plan for you to ensure a smooth transition to secure your legacy for future generations.

  • Visualize a seamless transition where your life's work continues to flourish under the guidance of the next generation—NAVIGATORnext helps you dream beyond today and into a future of enduring legacy.

  • As you prepare to hand over the reins, NAVIGATORnext crafts a comprehensive transition plan, ensuring that the foundation you've built remains strong and ready for the next chapter.

  • Protect the legacy you've cultivated with NAVIGATORnext PLAN, providing peace of mind and securing your life's achievements for the generations to come.

Secure Your Tomorrow, Today.

Let’s Navigate Your Path to Peace of Mind Together.