Life & Disability Insurance for Business & Personal

Business Life Insurance

Personal Life Insurance Planning

The financial impact of losing a key owner or employee to death or disability is a risk you can insure against. You insure your property, so why not insure your people?

Tell us about your operation and we can consolidate your life and disability needs from mortgage insurance to key person and buy and sell agreement funding.

We compare the products and prices offered by all major Canadian Insurers to offer you the best product and price for your business.

Income replacement in the event of death or disability goes a long way toward ensuring your dependents will maintain their lifestyle should something happen to the income earners.

Let us consolidate your mortgage insurance, income replacement, child education fund and final expenses into a logical package that you can afford.

With access to all the major Canadian insurers, we can give you the best products and prices for your circumstances. We do the research for you!

Employee Benefits and Savings

The people you employ can make or break the business. The competition for good employees is intense. Group benefits can help you attract and retain employees to your business.

As with all our products, we have access to all the major insurance carriers licensed in Ontario. We do the leg work to provide the best plan and price. Then annually, we negotiate the renewals and re-quote as needed, to ensure you continue to have the best rates, product and service available.

We provide Employee Benefits Goderich, Huron County, Perth County, Bruce County, and Southwestern Ontario.

We now offer Health Care spending accounts through CustomCare. Learn more about Healthcare Spending Accounts here.

As much as you might enjoy operating your business, one day you are going to have to retire, whether you plan for it or not.

The objective of a Succession Plan is to make your exit financially and emotionally rewarding by:

• Providing financial security for your family and other stakeholders

• Protecting the business legacy – you got it this far – it would be satisfying to keep it growing.

We will take the fear and stress out of planning for succession and work closely with you to develop a comprehensive plan for leaving the business.

Guaranteed Investment Products

We offer Guaranteed Investments, such as 1-5 year GIC’s, as well as Insurance-backed Segregated Funds.

Check out the current GIC Rates

Succession Planning for Farm & Business

Benefits & Succession Planning