
Comprehensive Coverage for Life's Journey.
Customized Plans for Your Life, Legacy and Business — Start Your Journey with a Navigator Session
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LIFE INSURANCE
Life insurance provides financial stability for loved ones, covers debts including mortgages, funds education, supports charities, or leaves a legacy. We offer flexible, customized solutions for diverse needs, at any life stage. Let us help you navigate the options and find the right policy to fit your unique circumstances.
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LIVING BENEFITS
Disability and Critical Illness insurance can help protect your financial well-being when you become ill or injured. Ease the financial strain on yourself and your family and avoid draining savings when the unexpected happens, such as cancer, heart attack, stroke, and several other critical conditions.
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GROUP BENEFITS
Attract and retain top talent with comprehensive employee benefits. We offer tailored group health insurance, including group retirement savings plans, to meet your business's unique needs. Enhance your company's competitiveness and employee satisfaction. Contact us to customize a benefits package that's perfect for your business.
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TRANSITION PLANS
Succession planning is a critical, yet often challenging, process. We provide expert guidance to facilitate a smooth farm or business transition. Our tailored solutions aim to minimize disruption and optimize financial outcomes. Benefit from our extensive experience in navigating succession planning, and let us help you achieve a successful and cost-effective transition.
How to Work with Us
Your life, your legacy, your business — each deserves a personalized approach to insurance.
Whether you're planning for your family's future, safeguarding your business, or caring for the well-being of your employees, our comprehensive range of insurance products is designed to provide you with the security and peace of mind you deserve.
By choosing customized plans that cater to your specific circumstances, you can confidently navigate life's journey, knowing you're protected against the unexpected.
Let us help you secure your life, legacy, and business with insurance solutions that truly fit your unique needs and goals.
Step 01 — Let’s Start with a Quick Call
We’ll be happy to jump on a 15-30 minute call to confidentially discuss your situation. In that call we can help to determine the best NAVIGATOR consultation expert for you to connect with
Step 02 — Book a NAVIGATOR Appointment
During this confidential 1.5 - 2 hour NAVIGATOR appointment we’ll do a lot of listening and we’ll ask a few questions too. It’s a chance for us to get to know you and your current situation, so we can develop the best NAVIGATOR plan for you. We will go away, do our due diligence and research and we will deliver back to you a NAVIGATOR plan customized specifically to your needs. You can take the information away and make use of it yourself - or we can move forward and help you with a comprehensive insurance solution to meet your needs.
Step 03 — Live with Peace of Mind
With your personalized insurance plan in place, you can now live with the confidence and assurance that comes from being fully prepared for whatever life may bring. At West Harbour Insurance, our commitment doesn't end with the creation of your plan. We continue to stand by your side, offering ongoing support and adjustments as your needs and circumstances evolve.
This means you can focus on what truly matters—pursuing your dreams, nurturing your family, and growing your business—knowing that you have a robust safety net tailored specifically to your life and goals.
Embrace each day with the peace of mind that comes from having a trusted partner dedicated to your financial security and well-being.

Embrace Your Next Adventure.
Let’s work together on a NAVIGATORplan customized for you!