TERMS OF SERVICE
WEST HARBOUR INSURANCE, Goderich, Ontario, Canada
Dated: March 10, 2025 (Last Updated: March 10, 2025)
1. Introduction
Welcome to the West Harbour Insurance website. This Terms of Service ("ToS") agreement governs your use of our website and services. By accessing or using our website, you agree to be bound by these terms. If you disagree with any part of these terms, you must not use our website.
2. Acceptance of Terms
By accessing or using the West Harbour Insurance website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
These Terms of Service apply to all visitors, users, and others who access or use the website. West Harbour Insurance reserves the right to modify these terms at any time. Your continued use of the website following any changes indicates your acceptance of the new terms. We recommend that you periodically review this page to stay informed about any changes.
3. Use of the Website
3.1 Permitted Use
You may use the website for lawful purposes and in accordance with these Terms of Service. You are responsible for ensuring that your use of the website complies with all applicable laws and regulations.
3.2 Prohibited Activities
You may not:
Attempt to gain unauthorized access to the website, interfere with, damage, or disrupt any parts of the website, the server on which the website is stored, or any server, computer, or database connected to the website.
Use any robot, spider, or other automatic device, process, or means to access the website for any purpose, including monitoring or copying any of the material on the website, without our prior written consent.
Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website, or which may harm West Harbour Insurance or users of the website.
West Harbour Insurance reserves the right to terminate or suspend your access to the website for violations of these terms or any applicable laws.
4. Cookies Policy
The West Harbour Insurance website uses cookies to enhance your browsing experience. Cookies are small text files placed on your device to help us provide a better user experience.
4.1 How We Use Cookies
To remember your preferences and settings.
To improve the functionality and performance of our website.
To analyze website traffic and usage patterns.
4.2 Managing Cookies
You can accept or decline cookies. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies. Please note that if you decline cookies, you may not be able to fully experience the interactive features of our website.
For more information on managing cookies, please refer to your browser's help section or visit www.aboutcookies.org
5. User Accounts
If our website allows for user account creation, you may be required to create an account to access certain features. You agree to provide accurate and complete information during registration.
5.1 Account Responsibilities
You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.
You agree to notify us immediately of any unauthorized use of your account.
You must not use another user's account without permission.
5.2 Account Termination
West Harbour Insurance may suspend or terminate your account at any time, with or without notice, for any violation of these Terms of Service.
6. Security
We implement reasonable security measures to protect your account information. However, we cannot guarantee absolute security. You acknowledge that you provide your personal information at your own risk.
7. Digital Licensing
7.1 Permitted Use
You are granted a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes. You may download or print a copy of any portion of the content for personal, non-commercial use, provided you retain all copyright notices.
7.2 Prohibited Use
You may not modify, reproduce, distribute, create derivative works from, publicly display, or perform any content from the website without our prior written consent. You may not use any content for commercial purposes without a license.
7.3 Freebies and Paid Products
Any digital products, free or paid, are subject to these licensing terms. You may not share, sell, or distribute our digital products without permission.
8. Intellectual Property Rights
All content on the West Harbour Insurance website is the exclusive property of West Harbour Insurance or its content suppliers and is protected by Canadian and international copyright, trademark, and other intellectual property laws.
9. Limitation of Liability
To the fullest extent permitted by law, West Harbour Insurance and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the website or any content obtained from the website.
10. Disclaimer of Warranties
The website and its content are provided "as is" and "as available." West Harbour Insurance makes no warranties of any kind, express or implied, as to the operation of the website or the information, content, materials, products, or services available through the website.
11. Disclaimers
11.1 General Disclaimer
The information on this website is for general informational purposes only and is provided in good faith. We make no representations or warranties of any kind about the accuracy, completeness, or reliability of any information on the site.
11.2 AI Disclaimer
This website may use artificial intelligence. While we strive for accuracy, we cannot guarantee the completeness or suitability of AI-generated content. Users are advised to verify information independently.
11.3 Professional Advice Disclaimer
The content on this website is not a substitute for professional advice. Always seek the advice of a qualified professional.
11.4 External Links Disclaimer
This website may contain links to external websites. We do not guarantee the accuracy or completeness of information on these external websites.
12. Modifications to Terms
West Harbour Insurance may modify these Terms of Service at any time. Changes are effective immediately upon posting. We will notify you of material changes. It is your responsibility to review these Terms of Service periodically.
13. Governing Law
These Terms of Service shall be governed by the laws of the Province of Ontario, Canada.
14. Contact Information
West Harbour Insurance
54 West St. Goderich, Ontario, Canada
1-866-572-7772 | 519-572-7772